40 courses

Courses

Should you get a credit card? Why is your paycheck smaller than you expected? Start with whatever question is actually bugging you.

All 40 courses

Money Basics Beginner

Where Did My Money Go? Building a Budget That Actually Works

Track a month of real spending, find the leaks, and build a budget you will not abandon after two weeks.

8 lessons 3h Start course
Money Basics Beginner

Saving When You Barely Have Anything to Save

How to build savings on a part-time or irregular income, and why small automatic transfers beat big intentions.

6 lessons 2h Start course
Money Basics Beginner

Emergency Funds: Your Financial Airbag

What counts as a real emergency, how much to set aside at your age, and where to keep it so you are not tempted.

6 lessons 2h Start course
Money Basics Beginner

Setting Money Goals You'll Actually Stick To

Turn vague plans into specific targets with deadlines, and learn why most savings goals quietly fall apart.

5 lessons 2h Start course
Money Basics Beginner

Why Am I Always Running Out of Money?

Find the pattern behind the last-week-of-the-month panic, from subscription creep to spending you never registered.

7 lessons 2h 30m Start course
Banking & Spending Beginner

Checking vs. Savings: Which Account Does What

What each account is for, how APY actually works, and why leaving everything in checking quietly costs you money.

6 lessons 2h Start course
Banking & Spending Beginner

Choosing a Bank: Big Bank, Credit Union, or Online-Only?

Compare the three on fees, access and interest, then pick the setup that fits how you actually spend.

5 lessons 2h Start course
Banking & Spending Beginner

Bank Fees: The Money You Lose Without Noticing

Overdraft, maintenance, ATM and transfer fees. How to spot them on a statement, and how to get them waived.

6 lessons 2h Start course
Banking & Spending Beginner

Venmo, Cash App, and Apple Pay: How Digital Money Moves

What happens between tapping send and the money landing, plus which protections you do and do not get.

6 lessons 2h 15m Start course
Banking & Spending Beginner

Budgeting Apps: Which Ones Actually Help

How budgeting apps make money, what they do with your data, and how to pick one you will still open in March.

5 lessons 1h 45m Start course
Credit & Debt Beginner

Your Credit Score: The Number That Follows You Everywhere

What moves the number, in what order, and how long each change takes to show up on your report.

8 lessons 3h Start course
Credit & Debt Beginner

Should I Get a Credit Card? A Straight Answer

When a first card helps and when it hurts, how student and secured cards work, and the habits that keep you safe.

7 lessons 2h 30m Start course
Credit & Debt Beginner

Buy Now, Pay Later: Convenient or a Debt Trap?

Understand how BNPL works, where the hidden costs appear, and when splitting a purchase becomes a bigger problem.

6 lessons 2h Start course
Credit & Debt Intermediate

How Interest Works, and Why It Works Against You

APR, minimum payments and revolving balances, shown with real numbers so you can see what a carried balance costs.

7 lessons 2h 30m Start course
Credit & Debt Intermediate

Getting Out of Debt Without Losing Your Mind

Avalanche versus snowball, which debts to attack first, and how to negotiate when payments stop being realistic.

7 lessons 2h 45m Start course
College & Early Adulthood Advanced

Student Loans: What You're Actually Signing

Subsidized, unsubsidized and private loans, how interest builds while you study, and what repayment really looks like.

9 lessons 3h 30m Start course
College & Early Adulthood Beginner

FAFSA and Financial Aid: Money You Don't Pay Back

Walk the FAFSA line by line, understand your aid letter, and learn how to appeal an offer that comes in too low.

7 lessons 2h 30m Start course
College & Early Adulthood Beginner

Scholarships: Where to Find Them, How to Win Them

Where real scholarships are listed, how committees read essays, and how to build a repeatable application system.

6 lessons 2h 15m Start course
College & Early Adulthood Intermediate

Is This Degree Worth the Price? Doing the Math

Compare total cost against realistic starting salaries so you can judge a school or major on numbers, not vibes.

6 lessons 2h 30m Start course
College & Early Adulthood Intermediate

Renting Your First Apartment: Deposits, Leases, and Roommates

Read a lease before you sign it, understand deposits and credit checks, and split costs with roommates fairly.

8 lessons 3h Start course
Work, Income & Taxes Beginner

Why Is My Paycheck Smaller Than I Expected?

Decode gross versus net pay and see exactly where federal, state, Social Security and Medicare withholding goes.

6 lessons 2h Start course
Work, Income & Taxes Beginner

Filing Taxes for the First Time

Which forms you need, whether you have to file at all, how refunds work, and how to avoid paying for something free.

7 lessons 2h 30m Start course
Work, Income & Taxes Advanced

W-2 or 1099? What Your Job Type Means for Your Money

Employee versus contractor, why 1099 work means setting money aside yourself, and what quarterly taxes involve.

6 lessons 2h 15m Start course
Work, Income & Taxes Intermediate

Asking for More: Negotiating Pay Early in Your Career

Research a fair range, make the ask without apologising, and judge an offer on more than the headline salary.

5 lessons 2h Start course
Work, Income & Taxes Advanced

Your First 401(k): The Free Money You Might Be Skipping

Employer matching, vesting, Roth versus traditional, and why enrolling at your first job matters more than you think.

7 lessons 2h 45m Start course
Investing & Building Wealth Beginner

How to Start Investing With $50

Open a brokerage account, understand fractional shares, and make a first investment without guessing or gambling.

7 lessons 2h 30m Start course
Investing & Building Wealth Beginner

What Even Is an ETF?

What you own when you buy an ETF, how it differs from a single stock, and what expense ratios quietly cost you.

6 lessons 2h 15m Start course
Investing & Building Wealth Advanced

Stocks: What You're Actually Buying

Shares, ownership and why prices move, plus an honest look at why picking individual winners is harder than it looks.

7 lessons 2h 30m Start course
Investing & Building Wealth Advanced

Risk and Diversification: Not Betting It All on One Thing

Why spreading money across holdings lowers your risk without lowering returns nearly as much as you would expect.

6 lessons 2h 15m Start course
Investing & Building Wealth Beginner

Compound Interest: Why Starting at 18 Beats Starting at 30

Run the numbers yourself and see why time in the market matters more than the amount you start with.

6 lessons 2h Start course
Real-World Money Intermediate

The Real Cost of a Car: Beyond the Sticker Price

Insurance, fuel, maintenance, registration and depreciation, so you can work out what you can genuinely afford.

7 lessons 2h 45m Start course
Real-World Money Intermediate

Insurance, Explained Without the Jargon

Premiums, deductibles and coverage limits across health, auto and renters, and which policies you actually need now.

7 lessons 2h 30m Start course
Real-World Money Beginner

What Happens When You Don't Pay a Bill

The timeline from late notice to collections, the damage to your credit, and what to do the moment you fall behind.

5 lessons 2h Start course
Real-World Money Advanced

Inflation: Why Everything Costs More Than It Used To

How inflation eats savings, why wages lag behind prices, and what it means for money you are holding in cash.

6 lessons 2h 15m Start course
Real-World Money Beginner

Understanding Your Bills: Phone, Utilities, Subscriptions

Read a bill line by line, spot charges you never agreed to, and cancel what quietly renews every month.

5 lessons 1h 45m Start course
Smart Financial Decisions Beginner

Spotting Financial Scams Before They Get You

The patterns behind job, crypto, rental and payment-app scams, and the checks that take about thirty seconds.

6 lessons 2h 15m Start course
Smart Financial Decisions Beginner

Identity Theft: Locking Down Your Money Online

Freeze your credit, secure your accounts, and know exactly what to do in the first hour if something is compromised.

6 lessons 2h 15m Start course
Smart Financial Decisions Intermediate

Lifestyle Inflation: Why Raises Disappear

Why spending rises to meet income, how to notice it happening to you, and how to keep part of every raise.

5 lessons 2h Start course
Smart Financial Decisions Beginner

Money and Social Media: Comparison, Hype, and Bad Advice

How finance content gets monetised, how to check whether advice is sound, and why everyone online seems richer.

6 lessons 2h 15m Start course
Smart Financial Decisions Intermediate

Side Hustles and Freelancing: Turning Skills Into Income

Price your work, handle clients and invoices, and understand the tax side before the money starts arriving.

7 lessons 2h 45m Start course